Terms & Conditions

  1. Eligibility: To be eligible for a credit card, you must be at least 21 years of age and have a valid PAN card and a regular source of income.

  2. Application process: The credit card application process involves providing personal and financial information, which must be accurate and complete. We reserve the right to reject any application that contains false or misleading information.

  3. Credit limit: The credit limit for your card will be determined based on your income, credit history, and other factors. We reserve the right to modify the credit limit at any time based on your creditworthiness and other factors.

  4. Fees and charges: Credit card fees and charges, including annual fees, interest rates, and late payment fees, will be disclosed to you at the time of application. It is your responsibility to understand and comply with these fees and charges.

  5. Card usage: Your credit card must be used for lawful purposes only. Any unauthorized use of your card will be your responsibility. We reserve the right to terminate your card in case of any misuse.

  6. Liability: You will be liable for all transactions made using your credit card, including those made by an authorized user. We are not responsible for any unauthorized use of your card.

  7. Changes to terms and conditions: We reserve the right to modify these terms and conditions at any time without prior notice. Any changes will be posted on our website.

  8. Termination of services: We reserve the right to terminate your credit card services at any time without prior notice if you breach any of these terms and conditions.

By using our credit card services, you agree to be bound by these terms and conditions. If you have any questions or concerns regarding these terms and conditions, please contact us.